Maternity Health Insurance
A pregnant woman without health insurance is putting her life and her child's life in danger. Why? because anything could happen during pregnancy Prenatal care is very important - lack of knowledge about the growth and progress of your baby is a risk you don't want to take.
It is estimated that over 30 million Americans don't have insurance and more than 12% are expectant mothers. Statistics show that the women whose babies are found with low weight issues or high death rate are mainly uninsured women.
Some insurance companies consider it is risky to provide insurance to women whose pregnancy has been deemed an already existing condition. So the best advice is - If you want to get pregnant - get insurance first.
But if you are in a situation where you are pregnant already with no insurance, here are some suggestions.
Searching the internet for insurance companies that have affordable rates for both pregnancy health coverage and discounted health coverage. Getting free instant quotes from many companies.
There are some federally funded programs for people with low income. This is another thing you can check the internet for. Medicaid is one program that allows pregnant mothers to join. Also the CHIP Program.
When it is just you, Insurance coverage is different, with a baby on the way you need to factor in prenatal doctor visits, delivery time in the hospial, well baby visits etc., There are many different insurance policies to choose from, taking your time to research the best for you takes a bit of time but can save you a bundle.